:root{
  --navy:#14304D; --navy2:#1D4A6B; --polar:#2E6E9E; --glacier:#9FCBE4;
  --frost:#F4F8FB; --slate:#5C6B76; --ink:#0E2233; --line:#E2E9F0;
  --warm:#C75B39; --warmbg:#FBEEE8; --maxw:1160px; --maxr:860px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--ink);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:'Montserrat',sans-serif;color:var(--navy)}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.wrap-r{max-width:var(--maxr);margin:0 auto;padding:0 24px}
.eyebrow{font-size:13px;letter-spacing:.22em;text-transform:uppercase;color:var(--polar);font-weight:600}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:'Montserrat',sans-serif;font-weight:600;font-size:15px;padding:15px 28px;border-radius:10px;cursor:pointer;border:none;transition:.22s;letter-spacing:.01em}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy2);transform:translateY(-2px);box-shadow:0 12px 28px -10px rgba(20,48,77,.6)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--frost);transform:translateY(-2px)}
section{padding:84px 0}
.sec-head{max-width:720px;margin:0 auto 48px;text-align:center}
.sec-head h2{font-size:36px;font-weight:800;line-height:1.14;margin:14px 0;letter-spacing:-.5px}
.sec-head p{font-size:18px;color:var(--slate)}

header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:11px}
.logo .word{font-family:'Montserrat',sans-serif;font-weight:800;font-size:24px;letter-spacing:.16em;color:var(--navy)}
.nav-links{display:flex;gap:26px;font-size:15px;font-weight:500}
.nav-links a:hover{color:var(--polar)}
.nav-cta{display:flex;align-items:center;gap:16px}
.nav-tel{font-family:'Montserrat',sans-serif;font-weight:600;color:var(--navy);font-size:15px}

.page-hero{background:linear-gradient(160deg,var(--navy) 0%,#0d2338 100%);color:#fff;padding:88px 0 72px;text-align:left}
.page-hero h1{color:#fff;font-size:44px;font-weight:800;line-height:1.08;letter-spacing:-.8px;max-width:820px;margin:14px 0 18px}
.page-hero .lead{font-size:19px;color:#cfe0ee;max-width:680px}
.page-hero .eyebrow{color:var(--glacier)}
.page-hero .btn{margin-top:28px}
.crumbs{font-size:13px;color:#9db8cd;margin-bottom:8px}
.crumbs a{color:#cfe0ee}

.prose{font-size:17px}
.prose h2{font-size:28px;font-weight:800;margin:2.2em 0 .6em;letter-spacing:-.4px}
.prose h3{font-size:21px;font-weight:700;margin:1.8em 0 .5em}
.prose p{margin-bottom:1.1em;color:#243746}
.prose ul,.prose ol{margin:0 0 1.2em 1.4em;color:#243746}
.prose li{margin-bottom:.45em}
.prose strong{color:var(--navy)}
.prose a{color:var(--polar);text-decoration:underline;text-underline-offset:3px}
.prose blockquote{border-left:3px solid var(--glacier);padding:12px 22px;background:var(--frost);border-radius:0 12px 12px 0;margin:1.4em 0;font-size:18px;color:var(--navy)}
.stat-band{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px;margin:1.6em 0}
.stat-card{background:var(--frost);border-radius:14px;padding:20px 18px;text-align:center}
.stat-card .n{font-family:'Montserrat',sans-serif;font-weight:800;font-size:30px;color:var(--navy)}
.stat-card .l{font-size:13px;color:var(--slate);margin-top:4px}
.callout{background:var(--warmbg);border:1px solid #f0d9cf;border-radius:14px;padding:20px 24px;margin:1.4em 0;color:#7a2f17}
.callout.cool{background:var(--frost);border-color:var(--line);color:var(--navy)}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 26px;transition:.3s}
.card:hover{transform:translateY(-5px);box-shadow:0 22px 48px -28px rgba(20,48,77,.45);border-color:var(--glacier)}
.card h3{font-size:19px;font-weight:700;margin-bottom:8px}
.card p{font-size:15px;color:var(--slate)}
.card .tag{display:inline-block;background:var(--frost);color:var(--polar);font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:20px;margin-bottom:14px}
.card img.thumb{border-radius:12px;margin-bottom:16px;aspect-ratio:16/9;object-fit:cover;width:100%}
.card a.stretch{font-weight:600;color:var(--polar)}

.chips{display:flex;flex-wrap:wrap;gap:12px}
.chip{background:#fff;border:1px solid var(--line);border-radius:30px;padding:9px 18px;font-size:14px;font-weight:500;color:var(--navy);transition:.2s}
.chip:hover{background:var(--navy);color:#fff}

.faq{max-width:780px;margin:0 auto}
.q{border-bottom:1px solid var(--line)}
.q summary{cursor:pointer;padding:20px 0;font-family:'Montserrat',sans-serif;font-weight:600;font-size:17px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.q summary::-webkit-details-marker{display:none}
.q summary::after{content:"+";font-size:22px;color:var(--polar);flex-shrink:0}
.q[open] summary::after{content:"–"}
.q p{padding:0 0 20px;color:var(--slate);font-size:16px}

.cta-band{background:var(--navy);color:#fff;text-align:center;padding:72px 0}
.cta-band h2{color:#fff;font-size:32px;font-weight:800;letter-spacing:-.5px;margin-bottom:12px}
.cta-band p{color:#bcd3e6;font-size:17px;max-width:560px;margin:0 auto 26px}

footer{background:#0c2335;color:#9fb4c6;padding:56px 0 28px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:36px}
footer h5{color:#fff;font-family:'Montserrat',sans-serif;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
footer a{display:block;margin-bottom:9px;color:#9fb4c6}
footer a:hover{color:#fff}
.foot-logo .word{font-family:'Montserrat',sans-serif;font-weight:800;font-size:22px;letter-spacing:.16em;color:#fff;margin-bottom:10px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px;color:#7e97ab}

.reveal{opacity:0;transform:translateY(26px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

.burger{display:none;font-size:26px;line-height:1;background:none;border:none;color:var(--navy);cursor:pointer;padding:4px}
@media(max-width:900px){
  .nav-tel{display:none}
  .burger{display:block}
  .nav .btn-primary{padding:11px 14px;font-size:14px}
  .logo .word{font-size:22px}
  .nav-links{position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:6px 0;display:none;box-shadow:0 16px 30px -16px rgba(20,48,77,.3)}
  .nav-links.open{display:flex}
  .nav-links a{padding:14px 24px;font-size:16px;width:100%}
  .page-hero h1{font-size:32px}
  .sec-head h2{font-size:28px}
  .foot-grid{grid-template-columns:1fr}
  section{padding:60px 0}
}
@media(max-width:560px){
  .page-hero h1{font-size:26px}
  .stat-band{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:1fr}
}